Buying a home in South Africa: the documents your bond application will ask for

You've found the house, you've signed the offer, and now the bank wants a file of documents within days. Every day you take to gather them is a day your approval sits still.

The standard bond pack

• ID document and marriage certificate or antenuptial contract
• Three months' bank statements
• Latest payslips and proof of income
• Proof of residence for FICA
• Latest tax return or SARS assessment

Then comes the transfer

Attorneys will ask for rates clearance figures, your municipal account, and often your existing insurance details. Each request arrives separately, weeks apart, usually when you're at work.

How Centris helps

Centris keeps your identity, income, banking and property documents in one organised vault, with the key details extracted so you can confirm a policy number or account number without opening the file. 

Create a folder for the purchase, drop everything related into it, and send what the bank or conveyancer needs the moment they ask.

Fast approvals go to buyers who answer fast.